If you have a business in Queensland and employ workers, it is compulsory to insure them against workplace accidents by taking out an accident insurance policy with WorkCover Queensland.

This policy insures your business against all statutory and damages claim costs in the event of a work-related injury to your workers.

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If you employ a household worker, it is compulsory to take out a Household Workers' Insurance Policy to cover you against potential compensation costs if the worker is injured while working for you.

A household worker is a worker you employ in and about, or in connection with, your private residence or the grounds of the residence.

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Workplace personal injury insurance is an optional insurance and covers anyone deemed an eligible person under Section 23 of the Act.

An eligible person, is an individual who, other than as a worker, receives remuneration or other benefit for performing work, or providing services as a contractor, a self-employed individual, a director of a company, a partner of a partnership, a trustee of a trust.

This policy covers you in the event of a work-related injury. It is important to note that this policy is not the same as income protection and does not provide 24-hour cover.

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