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Apprentices

From 1 July 2017 employers can benefit from an ‘apprentice discount’ which will offer savings to employers who employ apprentices by removing apprentice wages from their premium calculation. Wages are a major factor in an employer’s premium calculation, so removing wages via the apprentice discount will result in a cheaper premium.

To qualify for the discount, an employer must employ and pay wages to at least one apprentice. To be regarded as an apprentice for workers’ compensation purposes, the worker must sign a training contract with their employer to undertake an apprenticeship declared under the Further Education and Training Act 2014. This does not include trainees.

Employers may claim the discount for wages paid to apprentices for work that relates directly to the apprenticeship. Any wages paid to an apprentice before or after the apprenticeship and for the roles or duties other than those specified in the training contract will not qualify for an apprentice discount. Refer to the wages definition manual for more information.

When employers renew their policy from 1 July each year they need to declare all wages paid to workers (including apprentices) in the previous financial year, and estimate wages for the current financial year. During the wage declaration process employers will be prompted to specify the amount of wages they estimate to pay apprentices in the current financial year so that WorkCover can deduct them from their premium calculation.

If you have any questions about the apprentice discount, please see the FAQs below, or call us on 1300 362 128.

FAQS

How do I qualify for the apprentice discount?

To qualify for the discount, an employer must employ and pay wages to at least one apprentice.

Who is an apprentice?

To be regarded as an apprentice for workers’ compensation purposes, the worker must sign a training contract with their employer to undertake an apprenticeship declared under the Further Education and Training Act 2014. This does not include trainees.

Are trainees included?

No.

Can I claim the apprentice discount for all wages paid to my apprentices?

You may claim the discount for wages paid to apprentices for work that relates directly to the apprenticeship. Any wages paid to an apprentice before or after the apprenticeship and for the roles or duties other than those specified in the training contract will not qualify for an apprentice discount. Refer to the wages definition manual for more information.

How do I claim my apprentice discount?

When you renew your policy (online or over the phone) you will need to declare all wages paid to workers (including apprentices) in the previous financial year, and estimate wages for the current financial year. During the wage declaration process you will be prompted to specify the amount of wages you estimate to pay to apprentices so that WorkCover can deduct them from your premium calculation. If you usually declare your wages via paper/fax you will need to either call us or declare online to receive the apprentice discount.

Is there a limit on how many apprentices I can claim this discount for?

No. You may claim this discount for every apprentice you employ.

Can I receive the apprenticeship discount for apprentices I engage through a Group Training Organisation?

No. Only the employer of an apprentice can claim the apprentice discount.

Do I still need an accident insurance policy with WorkCover if I only employ apprentices?

Yes. If you have a business in Queensland and employ workers, it is compulsory to insure them against workplace accidents by taking out an accident insurance policy with WorkCover Queensland.

Are apprentices still covered for workplace injuries?

Yes. All workers—including apprentices—receive the same level of cover if they sustain an injury in the course of their employment.

What happens to my premium if an apprentice is injured and makes a claim?

Your premium will be impacted in the same way as if a non-apprentice made a claim. The apprentice discount only excludes an apprentice’s wages from your premium calculation. Any claim costs associated with an apprentice will still factor into your premium calculation. See this page for more information on how claims affect your premium.

Last updated
14 June 2019

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