WorkCover industry classifications (WIC)
Every accident insurance policy is given a WorkCover industry classification (WIC) when the policy is taken out. We use these WICs to classify your business, and to help us calculate an appropriate premium.
WICs are published annually in the Queensland Government Gazette.
Your WIC is a factor in your premium calculation.
Each WIC has a corresponding premium rate, which is calculated using the claims cost performance of all businesses classified in that industry. A WIC's rate is not necessarily linked to the perceived risk involved for workers in that industry—it is linked to actual claims experience.
WICs are based on a national classification scheme published by the Australian Bureau of Statistics called the Australian and New Zealand Standard Industrial Classification (ANZSIC). We use ANZSIC as a base for our own WIC codes.
WICs are not a comprehensive inventory of every business activity currently being performed in Queensland. If you have a particularly specialised type of business, you may be classified under a WIC that most closely describes your predominant business activity.
When you set up an accident insurance policy with us, we determine what we believe is your whole-of-business activity. To do this, we must consider the following information:
- sales of goods and services of the business activity or activities; or the dollar value of production or sales; or both of those; and
- the payments or estimated payments made by the employer in its business activities to persons, whether workers or otherwise, and whether engaged directly or through an arrangement with another entity whereby the persons' labour or services are provided to the employer, including persons engaged by a labour hire employer, and
- the business activity or activities the employer holds itself out as performing or being ready, willing and able to perform, and
- any other matter connected with the employer's business activities that WorkCover considers relevant.
Part of the Queensland Government Gazette outlines how we must determine WICs for employers.
Multiple WICs for a policy
The Gazette states that we should allocate one WIC per policy. However, it does allow for more than one WIC if certain criteria are met:
- you conduct more than one business activity
- the activities operate from separate locations
- the activities are not incident to each other
- you operate a labour hire or group training business.
Changing your WIC
The WIC we first classify your policy under can change. If your business activity changes, or if you believe you are eligible for more than one WIC, call us on 1300 362 128 so we can review your WIC.
If you feel you've been misclassified, call us to discuss your business. If you're still not satisfied with our classification, you can seek a review of your classification with the Workers' Compensation Regulator.
- Last updated
- 23 June 2017